Terms & Conditions

Acceptance of Terms

Welcome to Saathi Investment. By accessing or using our website, submitting an enquiry, using our tools, or availing any information or services offered through this website, you agree to be bound by these Terms and Conditions.

If you do not agree with these Terms, please do not use this website or our services.

About Our Services

Saathi Investment provides financial information, investment-related assistance, mutual fund information, insurance-related assistance, tax-saving information, financial planning support, and related services.

The information available on this website is for general awareness and service assistance only. Final investment decisions should be made only after understanding the risks, reading all relevant documents, and consulting a qualified financial advisor where required.

No Guaranteed Returns

Past performance of any investment product is not an indication or guarantee of future performance.

Mutual Fund and Market Risk Disclaimer

Mutual fund investments are subject to market risks. Users are advised to read all scheme-related documents carefully before investing. The value of investments may go up or down depending on market conditions and other economic factors.

User Responsibilities

By using this website, you agree that:

• You will provide accurate, complete, and updated information.
• You will not misuse the website, forms, calculators, login systems, or communication channels.
• You will not submit false, misleading, fraudulent, or unauthorized information.
• You will independently evaluate financial risks before making investment decisions.
• You will read all official product documents, offer documents, policy terms, and risk disclosures before investing.

Website Information

We try to keep the information on our website accurate and updated. However, Saathi Investment does not make any warranty regarding the completeness, accuracy, reliability, suitability, or availability of any information, product, service, calculator result, or third-party content displayed on the website.

Any action taken based on website content is strictly at your own risk.

Financial Calculators and Tools

Any calculator, estimator, return projection, SIP calculator, retirement calculator, tax calculator, or similar tool available on the website is provided only for illustration and educational purposes. Actual returns, tax impact, maturity values, or financial outcomes may vary based on market conditions, product terms, regulations, and user-specific factors.

Third-Party Platforms and Links

Our website may contain links to third-party websites, mutual fund platforms, payment gateways, insurance portals, KYC platforms, partner websites, or external tools. These links are provided for user convenience only.

Saathi Investment is not responsible for the content, policies, transactions, security, technical issues, losses, or services provided by any third-party website or platform.

Payments and Transactions

Any payment, premium payment, investment transaction, purchase, redemption, switch, or service request made through third-party platforms shall be governed by the respective terms and policies of those platforms, AMCs, insurers, payment gateways, or financial institutions.

Saathi Investment shall not be liable for failed transactions, payment gateway issues, delays, incorrect details submitted by users, or third-party processing errors.

Intellectual Property

All website content, including text, graphics, logos, icons, images, layout, design, and service presentation, belongs to Saathi Investment or its content providers unless otherwise stated.

You may not copy, reproduce, modify, distribute, or commercially use any website content without prior written permission.

Limitation of Liability

Saathi Investment, its owners, employees, representatives, partners, or service providers shall not be liable for any direct, indirect, incidental, financial, business, investment, or consequential loss arising from:

• Use or inability to use the website.
• Investment decisions made by users.
• Market fluctuations or product performance.
• Errors, delays, or inaccuracies in third-party information.
• Technical issues, downtime, cyber incidents, or unauthorized access beyond reasonable control.

Indemnity

You agree to indemnify and hold harmless Saathi Investment from any claims, damages, losses, liabilities, costs, or expenses arising from your misuse of the website, violation of these Terms, submission of incorrect information, or violation of any law or third-party rights.

Privacy

Your use of this website is also governed by our Privacy Policy. Please read our Privacy Policy to understand how we collect, use, and protect your personal information.

Changes to Terms

Saathi Investment may update, modify, or replace these Terms and Conditions at any time without prior notice. The updated version will be posted on this page with the revised date. Continued use of the website means you accept the updated Terms.

Termination of Access

We reserve the right to restrict, suspend, or terminate access to the website or any service if we believe that a user has violated these Terms, submitted false information, misused our services, or engaged in unlawful activity.

Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of India. Any dispute arising from the use of this website or our services shall be subject to the jurisdiction of the competent courts in India.

Contact Us

For questions regarding these Terms and Conditions, please contact us: